Health Care Coverage Premiums Example

Paulo has other health care coverage through UCare and pays a premium of $102.00 per month. This coverage is considered cost effective. He also pays a premium for LTC insurance of $200 each month, which he continues to pay while receiving services through the EW.

Action:

Allow the $200 LTC insurance premium payment to be deducted from Paulo’s gross income on the LTC income calculation. Do not allow the $102 UCare premium paid because it is cost effective.