LTC Income Calculation
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Community Spouse Income Allocation Calculation
- Page 12b
Scenario 2 Answers
Question 1.
Brenda is the LTC spouse, because she receives LTC services through the EW and has a community spouse.
Question 2.
Mike is the community spouse, because he is married to an LTC spouse and he does not receive LTC services.
Question 3.
The community spouse income allocation amount is $2,457.00.
Step 1
: Mike receives $200/month.
Step 2
: The monthly shelter expenses are $1,090.
($800 Rent + $185 Electricity + $55 Phone + $50 Renter’s Insurance).
Step 3
: The excess shelter allowance is $350.
($1,090 Monthly Shelter Expenses - $740 Basic Shelter Allowance).
Step 4
: The monthly maintenance need is $2,816.
($350 Excess Shelter Allowance + $2,466 Minimum Monthly Income Allowance).
Step 5
: The monthly income allowance is $2,816 because Mike’s monthly maintenance need is less than the maximum monthly income allowance.
Step 6
: Mike’s community spouse income allocation amount is $2,616.
($2,816 Monthly Income Allowance - $200 Monthly Income).
Question 4.
Yes, Brenda has enough income that she may allocate the full allocation amount to Mike.
Updated August 18, 2023.
Copyright © 2011 Health Care Eligibility and Access (HCEA).
