LTC Income Calculation
Finally you learned about the LTC income calculation.
As part of the LTC income calculation discussion you learned more about how to determine:
- The types of income that are counted.
- The deductions that are allowed.
- The appropriate needs allowance to use. (SIS-EW maintenance needs, home maintenance needs, veteran’s improved pension, and clothing and personal needs).
- When the community spouse and family income allocations are available and how to calculate each.
- What medical expenses are allowable to be used as a medical expense deduction and how to apply those expenses.
- That MA-FCA income eligibility under Standard H must be met without a medical spenddown before using an LTC income calculation for clients whose only MA basis of eligibility is ‘AX’.
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Course Summary